Trident through HFIHealth Family Insurance
A Health Family Insurance opportunity for independent agents Apply to sell
New for independent agents

Sell health coverage year‑round. Get paid every month they stay.

Trident gives the independent professionals in your book — the self‑employed and 1099 workers who keep falling through the cracks — real coverage they can actually use. You earn recurring monthly commission for as long as each member stays enrolled.

Apply to sell Trident See how it works
All 50
states — enroll year-round, no OEP/AEP window
$40–$120
representative monthly commission, per enrolled member*
1 form
you sell & submit — a Trident rep confirms every enrollment
✓ Major medical & limited-benefit ✓ Dental, vision & supplemental ✓ $0 generic Rx & telehealth ✓ No medical exam on supplemental
Why add Trident

A new market, recurring income, and a back office that does the heavy lifting.

You already have the clients. Trident gives you something compliant to offer the ones who can't use a standard marketplace plan — and pays you to keep them.

📈

An underserved book

Independent professionals, the self-employed, and 1099 earners who don't have group coverage and don't fit a standard marketplace plan.

🔁

Recurring monthly pay

You're paid per member, per month, for as long as they stay active — residual income that compounds as your book grows.

🗓️

Sell all year

No open-enrollment window to wait for. Members can join year-round, so you're never sitting idle between seasons.

🧰

One product, many sales

Major medical, limited-benefit, dental, vision, and supplemental — cross-sell the whole suite from a single enrollment.

🤝

We confirm every member

You sell and submit one form. A Trident representative contacts your member, confirms the application, and handles the rest.

🛡️

Built to keep you clean

Approved materials, a signed producer agreement, and required certification — so you sell with confidence and stay compliant.

The lineup

Coverage for every kind of client and budget.

Member premiums shown are starting (self-only) examples. A short medical questionnaire determines which medical track a member qualifies for.

Major Medical

Cigna PPO / Open

  • PPO 3500 → HSA 10K options
  • Cigna PPO or Open (6 Degrees) network
  • $0 generic, brand & limited specialty Rx
  • Telehealth + CareGuide advocate
From $551/mo self-only
Limited Benefit

PRO+ & MVP Value

  • $0 deductible, low fixed co-pays
  • Open-access networks (AXA / PHCS)
  • Preventive at 100%, $0 generic Rx
  • PRO+ adds rideshare to care
From $129/mo self-only
Dental & Vision

Dental Pro / D+V

  • DenteMax network or reimbursement plan
  • No waiting period
  • Preventive covered at 100%
  • Orthodontia options
From $27/mo self-only
Supplemental

Accident · CI · Hospital

  • Cash benefits paid to the member
  • No medical exam or underwriting
  • Critical illness & hospital indemnity
  • Pairs with any medical plan
From $17.91/mo self-only
Getting started

From application to your first commission, simplified.

Get contracted

Sign the producer agreement to come aboard — or request a call if you're not ready yet.

Complete certification

One required training that certifies you to sell — protects you and your members.

Get application access

Once certified, you receive your login to the Trident enrollment application.

Sell & submit

Talk to your client, complete the enrollment application, include your NPN. That's it.

We confirm the member

A Trident representative contacts your member to confirm the enrollment.

Get paid monthly

The member receives their ID card; you earn recurring commission each month.

Timing to expect (ranges, not guarantees): once submitted and confirmed, a member is loaded into the system and their payment is set up; ID cards typically arrive within about two weeks, depending on the effective date. Enrollments completed after the 15th generally take effect the following month.

What you earn

Recurring commission, every month they stay.

Representative monthly commission per enrolled member by coverage tier. Your exact schedule is set in your producer agreement.

Coverage tier
Monthly / member*
Member only
$40
Member + spouse
$80
Member + child(ren)
$80
Family
$120

*Representative street-level amounts for illustration, paid per active, paid member per month and subject to your executed producer agreement and commission schedule, which govern. Agencies may qualify for additional volume-based overrides. Commissions are subject to chargeback if a membership cancels or is not paid.

Ready to sell

Ready to sell Trident? Sign the producer agreement.

Signing the producer agreement gets you contracted. From there you complete a quick certification and you're ready to start enrolling — and earning every month they stay.

Sign the producer agreement →

Not ready to commit yet? Fill out the interest form and our team will reach out — no pressure.

  • Spots are limited for the first wave.
  • You must be licensed where required and complete certification before selling.
  • Questions? Reach your HFI broker support contact.

Interest form

Not ready to sign? Have our team reach out.

Please enter your name.
Please enter your NPN.
Please enter a valid email.
Please enter your phone.
Please choose one.
Please list your state(s).

No commitment. By submitting you agree to be contacted about Trident. We'll follow up to answer questions and, when you're ready, send your producer agreement to sign.

Got it — we'll be in touch.

Thanks — our team will reach out shortly to answer your questions and walk you through Trident. Ready to move now?

Sign the producer agreement →